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Lease Calculator & Agreement Builder
Surge Fleet pricing engine — build and generate a Master Lease Agreement
1 · Client
2 · Lease Type
3 · Vehicle
4 · Pricing
5 · Fees
6 · Notes
7 · Review
Client Information
Business Address
Lease Type & Details
Lease Structure
✓ Closed End Lease
Fixed residual — Surge Fleet bears residual risk. Annual km allowance applies. Client returns vehicle at end of term with no settlement. Most common for fleet clients.
Open End Lease
Guaranteed Residual — Client bears residual risk. No km restriction. End-of-term options: return vehicle, cash buyout at Guaranteed Residual Value, or re-lease. Gap insurance required.
Open End Lease Buyout
New lease from a prior Open End Lease. References original lease number. $1 end-of-term buyout. Max 7 years total (original + new term). Remarketing fees credited.
Open End Lease note: Guaranteed Residual Value is established in the Vehicle Record. At end of term, the Lessee may: (1) return the vehicle — FMV sale proceeds credited/debited vs Guaranteed Residual; (2) purchase at Guaranteed Residual Value — Remarketing Fees paid credited back; or (3) enter a new Buyout Lease (max 7 years total, $1 final buyout). Gap insurance required.
Lease Terms
Base rate = 20,000 km/yr. Higher allowances add a flat monthly surcharge.
Agreement default: $0.25/km per Schedule B
⚡ Free Level 2 Charger Benefit
Eligible for 36+ month leases. Surge Fleet provides one Level 2 EV charger at no charge to the client. Our cost: $850.00 — deducted from profit calculation.
YES — Include
NO
Vehicle Details
🔍 VIN Auto-Decode
Pricing Inputs
$
Used for residual value calculation
$
Actual billed cost to client (after discounts/rebates)
Additions / Upfitting
— invoiced separately in Month 1 (not built into lease)
Enter the client-facing price (cost + 10% markup). Example: if you paid $1,000 for a tonneau cover, enter $1,100. Our profit = 10% of cost.
Client pays Prime + this spread. Difference vs our cost = rate profit.
Effective Client Rate
6.95%
Rate spread profit: 2.00%
Monthly Fees
$/mo
$/mo
Special Conditions & Notes
Any additional terms, conditions, fleet discounts, custom delivery arrangements, or notes that should appear on the Master Lease Agreement.
Surge Fleet Review
Review all details before saving or generating the agreement
Monthly Payment
$0/mo
Client
Company—
Lease Type—
Term—
Annual KM—
Excess KM Rate—
Vehicle
Vehicle—
VIN—
Colour—
Odometer—
MSRP—
Cap Cost—
Additions / Upfitting (Month 1)
Total Additions$0
Financial Breakdown
Residual Value—
Depreciation—
Client Borrowing Cost—
Our Cost of Funds—
Rate Spread Profit—
Remarketing Fee—
Admin Fee—
Total Lease Cost—
Profitability Analysis
Revenue
+ Lease Payments—
+ Residual Proceeds—
= Total Revenue—
Costs
− Capital Deployed—
− Cost of Funds—
− Level 2 Charger Cost—
= Total Costs—
NET PROFIT—
Formula: —
Performance Metrics
Profit Margin—
Return on Capital—
Annualized ROC—
Cost per km—
Effective Annual Rate—
Depreciation Segment:—
Industry Context: Target net margin 8–15% of capital deployed. Simple annualized yield target 3–5% / yr. Minimum margin floor varies by vehicle value band (see profitability guidance).
Collections Over Term
Payments
—
Interest
—
Fees
—
Gross Return
—
Disclaimer: This estimate is for administrative review only and does not constitute a binding lease offer. Actual terms subject to credit approval, applicable taxes, registration fees, and final contract review.
Saved Quotes
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Vehicle
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Term
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Net Profit
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Fair Market Value Calculator
Estimate current FMV for BEVs using Surge Fleet segment depreciation, condition, mileage, and market risk tolerance.